No Credit Check / Desktop Appraisals
When Banks So "NO!" We Say YES!
Welcome to AAA Private Lending. I am CEO Mike La Penna. Our team helps Credit Challenged Families obtain a Home ASAP!
Welcome to AAA Private Lending. I am CEO Mike La Penna. Our team helps Credit Challenged Families obtain a Home ASAP!



At AAA Private Funding,
At AAA Private Funding, we understand that financial setbacks can happen—even to responsible, hard working people. Unfortunately, traditional lending often leaves little room for life’s challenges. With conventional financing, those setbacks can delay or prevent homeownership.
With private funding, the answer is different.
Our Owner Finance Program is designed to help qualified individuals secure a home even when traditional lenders say no. We specialize in private funding solutions and can typically close in less than one week, allowing you to move forward quickly and confidently.
To schedule your free 30-minute Introduction class, please FILL OUT THE "CONTACT" FORM AT THE BOTTOM OF THIS PAGE with your preferred day and time.
We look forward to helping you begin your journey toward homeownership and providing a place your family can truly call home.

FOUNDERS MESSAGE
Mike La Penna is a lifelong entrepreneur with over 30 years of hands-on experience in business growth, corporate funding, and financial services. He has helped scale companies across North America, led national expansion initiatives, and has been self-employed since the age of 28.
Following the 2008 market crash, Mike transitioned into private funding, sub-prime mortgages, pre-foreclosures, and business financing—gaining firsthand insight into the failures of traditional banking after securing funding for more than 100 clients while navigating years of direct battles with major financial institutions.
Today, he focuses on helping entrepreneurs, investors, and families obtain funding when conventional lenders say no, combining real-world experience with strategic digital marketing and alternative financing solutions.
— Mike La Penna
We Help Credit Challenged Familes Obtain A Home
Open today | 09:00 am – 05:00 pm |

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